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Tobacco Life Insurance Rates for Chewers
If you use tobacco regularly and are looking for life insurance for tobacco or chew users then you need to read this article. Yes most life insurance carriers will ding you for using tobacco or chew but there are a couple that won’t, you just need to know where to shop for the policy.
You might not have know the major life insurance carriers during the last few years have eased the underwriting limitations quite a lot on insureds who use alternate tobacco. The carriers have decided that cigarettes have a much higher effect on your mortality over chew, cigars or pipes.
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* AIG may offer at this time Preferred Smoker
* AXA may offer at this time Preferred Tobacco
* ING-Reliastar may offer at this time Preferred Smoker
* John Hancock may offer at this time Standard-Non Tobacco
* Lincoln may offer at this time Standard-Non
* Principal may offer at this time Preferred Tobacco
* Prudential may offer at this time Non-Smoker plus
* Transamerica may offer at this time Preferred Smoker |
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